Membership terms

Last updated 10 October 2026

These terms apply when you buy a membership from Pain & Gain Fitness (SA0545156-W) ("we", "us"), at the front desk or online. Please also read our waiver and privacy notice.

Starting and renewing

Freezing your membership

Refunds when you close your account

Membership you haven't started yet. If you renewed early and the new membership hasn't started, we refund it in full.

Membership you're part way through. You choose one of:

  1. Keep training until it ends. We delete your account the day after your membership ends. We'll confirm the date when you ask.
  2. Delete your account now. The time left on your membership isn't refunded.

Exceptions. If you can't keep training because of a medical condition (with a doctor's letter) or because you've moved away, we refund any whole months left on a 3-month plan, at that plan's monthly rate. Ask at the front desk.

Never refunded

How you're refunded

The same way you paid: cash back at the front desk, or card and FPX payments back to the same account within 14 days. Records of the refund are kept for 7 years for tax, like other payment records.

Your other rights

Nothing in these terms affects your rights under the Consumer Protection Act 1999.

Questions

Ask at the front desk, call 012-919 1741 or email painandgainfitnesssek9@gmail.com.